I just bought the gold collection from steam for 25.99 myself. This is the base game and the 2 xpacs included.
As for your tooltip option. You mean the window that pops up when you hover over an object on the map? If so mine show up as default. It just takes a second or 2 to sometimes pop up. ANd if it matters or not, I play while logged into the uplay crap for the dynasty shit.